Definition and Types of the Travel Insurance
Definitions
Travel Insurance is defined as an insurance type given to people who travel, covering the
losses resulting from accidents that may occur to the traveler during his
travel, including payment for any medical treatment, or the loss of money and
property during travel.
Travel
insurance is one of the most important types of insurance that some people may
not resort to unless they are forced by the country to which they go, despite
its role in preserving the traveler’s property and luggage, even protecting him/her
from any possible risk could happen to him/her.
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| Travel insurance definitions |
Types
of travel insurance
Travel
always involves many risks, such as injury to disease, exposure to a specific
accident, or loss and theft of property, in addition to other accidents, so
travel insurance provides assistance to reduce financial losses related to
these lost, and there are five main types of travel insurance, which are:
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| Types of travel insurance |
Aviation
insurance:
It is a
life insurance policy in the event of a plane crash during traveling on board a
flight.
Baggage
insurance:
This
type of insurance covers passengers luggage in the event of delay, loss, or
damage during the trip, with some exceptions to the price of expensive jewelry
or electronics.
Flight
Cancellation Insurance:
This
type covers expenses resulting from canceling the flight for unexpected
reasons; Such as health problems, accidents, and bad weather, covering the
non-refundable fees paid for getting the flight.
Medical
Insurance:
It
provides discounts for the international travelers, who are not covered by
their health insurance outside the country, to cover the traveler's health care
expenses.
Evacuation
insurance:
This
type covers the cost of transporting a traveler to a medical facility for
emergency treatment, as some of these types may cover dangerous sports
activities such as skydiving.
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| Buying a travel insurance |
Buying
a travel insurance:
Travelinsurance varies according to cost, exceptions, and insurance coverage, as
coverage may be available for one trip; To cover the journey of people who
travel from time to time, or multiple travel; Which provides coverage for many
trips within one year, so that one trip does not exceed thirty days, or annual
travel; Which provides coverage for a full year, so the buyer must be familiar
with all insurance terms before purchasing it, and it is worth noting that the
premiums depend in addition to the period of coverage on its type, the age of
the traveler, the destination of the trip, in addition to the cost of the trip.
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| Travel insurance - My Tourism Magazine |
Contact
the author:
Mrs.
Suhair Khan
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